/* =========================================================
   SILVER SUMMIT ADVISORY
   MASTER STYLESHEET
   ========================================================= */

/* =========================================================
   01. GLOBAL RESET & BASE
   ========================================================= */

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html,
body {
    width: 100%;
}

html {
    scroll-behavior: smooth;
}

body {
    padding-top: 90px;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
    color: #333333;
    line-height: 1.6;
    background: #ffffff;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

section {
    padding: 60px 0;
}

img {
    max-width: 100%;
}

a {
    color: inherit;
}


/* =========================================================
   02. GLOBAL HEADER & NAVIGATION
   ========================================================= */

header {
    position: fixed;
    top: 0;
    left: 0;
    z-index: 1000;

    width: 100%;
    background: #0B1726;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.18);
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 90px;
}

.site-brand,
.logo-link {
    display: flex;
    align-items: center;
    height: 100%;
    text-decoration: none;
}

.site-brand {
    gap: 14px;
}

.site-brand-mark {
    display: block;
    width: auto;
    height: 54px;
    object-fit: contain;
}

.site-brand-name {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.2rem;
    font-weight: 400;
    letter-spacing: 1.8px;
    color: #C0C5CC;
    white-space: nowrap;
}

/* Legacy logo support while old HTML pages are being cleaned */
.site-logo {
    display: block;
    width: auto;
    height: 60px;
    object-fit: contain;
}

.nav-links {
    display: flex;
    align-items: center;
    list-style: none;
}

.nav-links li {
    position: relative;
    margin-left: 25px;
    list-style: none;
}

.nav-links a {
    display: inline-block;
    padding: 33px 0;

    color: #ffffff;
    text-decoration: none;
    font-size: 0.95rem;
    font-weight: 500;

    transition: color 0.2s ease;
}

.nav-links a:hover {
    color: #2B8FE5;
}


.mobile-menu-toggle {
    display: none;
}

.dropbtn {
    appearance: none;
    border: 0;
    background: transparent;
    color: #ffffff;
    font: inherit;
    cursor: pointer;
}

.nav-links .dropbtn {
    display: inline-block;
    padding: 33px 0;
    font-size: 0.95rem;
    font-weight: 500;
    line-height: 1.6;
    transition: color 0.2s ease;
}

.nav-links .dropbtn:hover {
    color: #2B8FE5;
}


/* Dropdown */

.dropdown-content {
    display: none;
    position: absolute;
    top: calc(100% - 8px);
    left: 0;

    min-width: 245px;
    padding: 7px 0;

    background: #ffffff;
    border: 1px solid #E2E8F0;
    border-top: 3px solid #1687E8;
    border-radius: 4px;
    box-shadow: 0 10px 28px rgba(11, 23, 38, 0.14);

    list-style: none;
}

.dropdown-content li {
    width: 100%;
    margin: 0 !important;
    list-style: none;
}

.dropdown-content a {
    display: block;
    position: relative;

    padding: 11px 18px;
    white-space: nowrap;
    color: #2D3748;
    font-size: 0.88rem;
    font-weight: 500;
    line-height: 1.4;
    text-decoration: none;

    transition:
        color 0.2s ease,
        background-color 0.2s ease,
        padding-left 0.2s ease;
}

.dropdown-content a:hover {
    padding-left: 22px;

    color: #134074;
    background: #F7F9FB;
}

.dropdown-content a::before {
    content: "";
    position: absolute;
    top: 50%;
    left: 10px;

    width: 3px;
    height: 0;

    background: #1687E8;

    transform: translateY(-50%);
    transition: height 0.2s ease;
}

.dropdown-content a:hover::before {
    height: 18px;
}

.dropdown:hover .dropdown-content {
    display: block;
}


/* =========================================================
   03. GLOBAL HERO
   ========================================================= */

.hero {
    margin: 0;
    padding: 70px 0;
    clear: both;

    background: #0B1726;
    color: #ffffff;
}

.banks-hero-layout {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.banks-hero-content {
    width: 64%;
    text-align: left;
}

.hero-eyebrow {
    display: block;
    margin-bottom: 22px;

    color: #2B8FE5;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 2.5px;
    text-transform: uppercase;
}

.banks-hero h1 {
    margin: 0 0 24px;

    color: #ffffff;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 3.5rem;
    font-weight: 400;
    line-height: 1.08;
}

.banks-hero p {
    max-width: 680px;
    margin: 0;

    color: #CBD5E0;
    font-size: 1.15rem;
    line-height: 1.65;
}

.banks-hero-mark {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 29%;
}

.banks-hero-mark img {
    width: 100%;
    max-width: 320px;
    height: auto;
    opacity: 0.55;
}


/* =========================================================
   04. GLOBAL TYPOGRAPHY & SHARED COMPONENTS
   ========================================================= */

/* Small blue section label */
.home-section-label,
.services-badge,
.insight-label {
    display: inline-block;

    color: #2B8FE5;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 2.2px;
    text-transform: uppercase;
}

.home-section-label {
    margin-bottom: 12px;
}

.services-badge {
    display: block;
    margin-bottom: 22px;
}

.insight-label {
    display: block;
    margin-bottom: 16px;
    font-size: 0.75rem;
    letter-spacing: 2.5px;
}

/* Main section titles */
.home-section-title,
.focus-title {
    font-family: Georgia, "Times New Roman", serif;
    font-weight: 400;
    color: #0B1726;
}

.home-section-title {
    margin-bottom: 24px;
    font-size: 2.1rem;
    line-height: 1.25;
}

.focus-title {
    max-width: 900px;
    margin: 0 0 25px;

    font-size: 2.7rem;
    line-height: 1.18;
}

/* Shared Silver Summit card-title treatment.
   These selectors use the same title block so headings and divider lines
   align consistently across comparable card layouts. */
.home-why-item h3,
.about-experience-card h3,
.feature-card h3,
.bank-nav-card h3,
.contract-reviews-box h3,
.regulator-card h3,
.reg-card h3,
.engagement-model-card h3 {
    min-height: 86px;
    margin: 0 0 22px;
    padding: 0 0 18px;

    display: flex;
    align-items: center;
    justify-content: flex-start;

    border-bottom: 1px solid #E2E8F0;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.45rem;
    line-height: 1.25;
    font-weight: 400;

    color: #0B1726;
    text-align: left;
}

/* Engagement cards are slightly tighter while retaining alignment. */
.engagement-model-card h3 {
    min-height: 72px;
    margin-bottom: 18px;
    padding-bottom: 17px;
}

/* Secondary headings inside complex service cards stay sans-serif */
.master-bullet-tree > li,
.card-bullet-list li strong,
.detail-content-pane h4,
.engagement-approach-item h3 {
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}

/* Shared services intro */
.context-quote-section {
    padding: 75px 0 20px;
    background: #ffffff;
    text-align: left;
}

.quote-lead,
.vendor-intro-text,
.unified-text-wrapper {
    max-width: 900px;
    color: #4A5568;
    font-size: 1.1rem;
    line-height: 1.75;
    font-weight: 400;
}

.quote-lead {
    margin: 0 0 12px;
}

.vendor-intro-text p {
    margin-bottom: 12px;
}

.unified-text-wrapper p {
    margin-bottom: 20px;
}


/* Shared service-row layout used by PE and Vendors */

.service-row-pair {
    display: flex;
    flex-direction: column;
    gap: 40px;
    width: 100%;
    margin-bottom: 50px;
    align-items: center;
}

.contract-reviews-box {
    width: 100%;
    padding: 40px;

    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-top: 4px solid #134074;
    border-radius: 6px;
}

.side-quote-card p {
    margin: 0;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.55rem;
    line-height: 1.45;
    font-weight: 400;

    color: #0B1726;
}

/* Hierarchical bullets */

.master-bullet-tree,
.sub-bullet-tree,
.card-bullet-list {
    list-style: none;
}

.master-bullet-tree > li {
    position: relative;
    margin-bottom: 15px;
    padding-left: 20px;

    color: #0B2545;
    font-size: 1.05rem;
    font-weight: 600;
}

.master-bullet-tree > li::before {
    content: "▪";
    position: absolute;
    left: 0;

    color: #134074;
}

.sub-bullet-tree {
    margin-top: 8px;
    margin-left: 20px;
}

.sub-bullet-tree li {
    position: relative;
    margin-bottom: 8px;
    padding-left: 20px;

    color: #4A5568;
    font-size: 1rem;
    font-weight: 400;
}

.sub-bullet-tree li::before {
    content: "◦";
    position: absolute;
    top: -3px;
    left: 0;

    color: #0074D9;
    font-size: 1.3rem;
    font-weight: 700;
}


/* =========================================================
   05. GLOBAL CTA
   ========================================================= */

.page-cta {
    margin-top: 0;
    padding: 58px 0 64px;

    background: #ffffff;
    border-top: 1px solid #E2E8F0;
    border-bottom: 1px solid #E2E8F0;

    text-align: center;
}

.page-cta h2 {
    margin: 0 0 12px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2rem;
    line-height: 1.25;
    font-weight: 400;

    color: #0B1726;
}

.page-cta p {
    max-width: 760px;
    margin: 0 auto 25px;

    color: #4A5568;
    font-size: 1.05rem;
    line-height: 1.7;
}

.page-cta-link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 24px;

    min-width: 300px;
    min-height: 92px;
    padding: 16px 30px;

    background: #0B1726;
    border-radius: 50px;
    box-shadow: 0 4px 12px rgba(11, 23, 38, 0.22);

    color: #ffffff;
    text-decoration: none !important;

    transition:
        background-color 0.2s ease,
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.page-cta-text {
    display: flex;
    flex-direction: column;
    align-items: center;

    color: #C4C8CE;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.5rem;
    font-weight: 400;
    line-height: 1.3;
    letter-spacing: 0.02em;
    text-transform: none;
}

.page-cta-arrow {
    display: inline-flex;
    align-items: center;
    justify-content: center;

    color: #C4C8CE;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.65rem;
    font-weight: 400;
    line-height: 1;

    transform: scaleX(1.35);
    transform-origin: center;

    transition: transform 0.2s ease;
}

.page-cta-link:hover {
    background: #10243A;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(11, 23, 38, 0.28);
}

.page-cta-link:hover .page-cta-arrow {
    transform: translateX(4px) scaleX(1.35);
}


/* =========================================================
   06. HOMEPAGE
   ========================================================= */

.home-intro {
    padding: 65px 0 45px;
    background: #ffffff;
}

.home-intro-text {
    max-width: 1050px;
    margin-top: 22px;
}

.home-intro-text p {
    margin-bottom: 16px;

    color: #4A5568;
    font-size: 1.08rem;
    line-height: 1.75;
}


/* Homepage Services */

.home-services {
    padding: 70px 0 80px;

    background: #F7F9FB;
    border-top: 1px solid #E2E8F0;
    border-bottom: 1px solid #E2E8F0;
}

.home-services .focus-title {
    margin-bottom: 42px;
}

.home-services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 28px;
}

.home-service-card {
    display: flex;
    flex-direction: column;

    padding: 34px 34px 30px;

    background: #ffffff;
    border: 1px solid #E2E8F0;
    border-top: 4px solid #134074;
    border-radius: 6px;
    box-shadow: 0 3px 12px rgba(11, 23, 38, 0.06);

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        border-color 0.2s ease;
}

.home-service-card:hover {
    transform: translateY(-3px);
    border-top-color: #2B8FE5;
    box-shadow: 0 7px 20px rgba(11, 23, 38, 0.10);
}

.home-service-card h3 {
    margin: 0 0 12px;

    color: #2B8FE5;
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 1.2px;
    text-transform: uppercase;
}

.home-service-card h4 {
    margin: 0 0 18px;

    color: #0B2545;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.55rem;
    font-weight: 400;
    line-height: 1.25;
}

.home-service-card p {
    margin: 0 0 26px;

    color: #4A5568;
    font-size: 1rem;
    line-height: 1.7;
}

.home-service-card a {
    display: inline-flex;
    align-items: center;
    margin-top: auto;

    color: #134074;
    font-size: 0.88rem;
    font-weight: 700;
    letter-spacing: 0.5px;
    text-decoration: none;
    text-transform: uppercase;

    transition:
        color 0.2s ease,
        transform 0.2s ease;
}

.home-service-card a:hover {
    color: #2B8FE5;
    transform: translateX(3px);
}


/* ========================================
   WHY SILVER SUMMIT
   ======================================== */

.home-why {
    padding: 75px 0 80px;
    background: #ffffff;
}

.home-why .focus-title {
    margin-bottom: 42px;
}

.home-why-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 18px;
}

.home-why-item {
    position: relative;
    padding: 30px 24px;
    background: #EEF4F8;
    border: 1px solid #D8E0E8;
    border-radius: 4px;
    overflow: hidden;

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-color 0.25s ease;
}

.home-why-item::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;

    width: 100%;
    height: 3px;
    background: #1687E8;

    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.25s ease;
}

.home-why-item:hover {
    transform: translateY(-3px);
    border-color: #CBD5E1;
    box-shadow: 0 8px 24px rgba(11, 23, 38, 0.08);
}

.home-why-item:hover::before {
    transform: scaleX(1);
}

.home-why-item p {
    margin: 0;

    color: #4A5568;
    font-size: 0.94rem;
    line-height: 1.65;
}




/* ========================================
   CLIENT TESTIMONIALS
   ======================================== */
.home-testimonials { padding: 75px 0 80px; background: #F7F9FB; border-top: 1px solid #E2E8F0; }
.home-testimonials .home-section-title { margin-bottom: 18px; }
.home-testimonials-intro { max-width: 900px; margin: 0 0 42px; color: #4A5568; font-size: 1.05rem; line-height: 1.75; }
.home-testimonials-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; align-items: stretch; }
.testimonial-card { display: flex; flex-direction: column; min-width: 0; padding: 34px; background: #fff; border: 1px solid #D8E0E8; border-top: 4px solid #134074; border-radius: 6px; box-shadow: 0 3px 12px rgba(11,23,38,.05); transition: transform .2s ease, box-shadow .2s ease, border-top-color .2s ease; }
.testimonial-card:hover { transform: translateY(-3px); border-top-color: #2B8FE5; box-shadow: 0 8px 24px rgba(11,23,38,.09); }
.testimonial-card-top { display: flex; align-items: flex-start; justify-content: space-between; gap: 20px; min-height: 54px; margin-bottom: 18px; }
.testimonial-sector { padding-top: 3px; color: #2B8FE5; font-size: .76rem; font-weight: 700; line-height: 1.4; letter-spacing: 1.5px; text-transform: uppercase; }
.testimonial-mark { flex-shrink: 0; height: 52px; color: #DCE8F2; font-family: Georgia,"Times New Roman",serif; font-size: 5rem; line-height: .85; }
.testimonial-quote { flex: 1; }
.testimonial-quote p { margin: 0 0 16px; color: #334155; font-family: Georgia,"Times New Roman",serif; font-size: 1.02rem; line-height: 1.72; }
.testimonial-quote p:last-child { margin-bottom: 0; }
.testimonial-attribution { margin-top: 28px; padding-top: 20px; border-top: 1px solid #E2E8F0; text-align: left; line-height: 1.45; }
.testimonial-attribution strong,.testimonial-attribution span { display: block; }
.testimonial-attribution strong { margin-bottom: 3px; color: #0B1726; font-size: .95rem; }
.testimonial-attribution span { color: #64748B; font-size: .86rem; }

/* =========================================================
   07. ABOUT US PAGE
   ========================================================= */

.about-founder-section {
    padding: 70px 0 35px;
    background: #ffffff;
}

.about-founder-grid {
    display: grid;
    grid-template-columns: 0.8fr 1.7fr;
    gap: 70px;
    align-items: center;
}

.about-founder-photo img {
    display: block;
    width: 100%;
    aspect-ratio: 4 / 5;

    border-radius: 4px;
    object-fit: cover;
    object-position: center top;
}

.about-founder-content h2 {
    margin-bottom: 5px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.5rem;
    font-weight: 400;

    color: #0B1726;
}

.about-founder-role {
    margin-bottom: 30px !important;

    color: #1687E8 !important;
    font-size: 1rem !important;
    font-weight: 600;
    letter-spacing: 0.5px;
}

.about-founder-content p {
    margin-bottom: 20px;

    color: #4A5568;
    font-size: 1.08rem;
    line-height: 1.75;
}

.about-experience-section {
    padding: 45px 0 70px;

    background: #F7F9FB;
    border-top: 1px solid #E2E8F0;
}

.about-experience-title {
    margin: 12px 0 30px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.35rem;
    font-weight: 400;

    color: #0B1726;
}

.about-experience-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.about-experience-card {
    position: relative;
    padding: 32px 28px 34px;

    background: #EEF4F8;
    border: 1px solid #D8E0E8;
    border-radius: 4px;
    overflow: hidden;

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-color 0.25s ease;
}

.about-experience-card::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;

    width: 100%;
    height: 3px;
    background: #1687E8;

    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.25s ease;
}

.about-experience-card:hover {
    transform: translateY(-3px);
    border-color: #CBD5E1;
    box-shadow: 0 8px 24px rgba(11, 23, 38, 0.08);
}

.about-experience-card:hover::before {
    transform: scaleX(1);
}

.about-experience-card p {
    margin: 0;

    color: #4A5568;
    font-size: 1rem;
    line-height: 1.65;
}

.about-founder-section .services-badge,
.about-experience-section .services-badge {
    color: #1687E8;
}


/* =========================================================
   08. PRIVATE EQUITY / VC PAGE
   ========================================================= */

.service-intro {
    padding: 40px 0 60px;
    background: #ffffff;
}

.service-intro h2 {
    margin-bottom: 20px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2rem;
    line-height: 1.25;
    font-weight: 400;

    color: #0B1726;
}

.grid-3 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.feature-card {
    padding: 35px;

    background: #EEF4F8;
    border: 1px solid #D8E0E8;
    border-top: 4px solid #0B2545;
    border-radius: 6px;

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-top-color 0.25s ease,
        border-color 0.25s ease;
}

.feature-card:hover {
    transform: translateY(-3px);
    border-top-color: #1687E8;
    box-shadow: 0 8px 24px rgba(11, 23, 38, 0.08);
}

.feature-card p {
    color: #4A5568;
    font-size: 1rem;
    line-height: 1.65;
}

/* Flexible PE / VC Support */

.pe-flexible-support {
    margin-top: 0;
    padding: 60px 0;

    background: #ffffff;
    border-top: 1px solid #E2E8F0;
}

.pe-flexible-support .services-badge {
    margin-bottom: 18px;
}

.pe-flexible-support h2 {
    margin: 0 0 16px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2rem;
    line-height: 1.25;
    font-weight: 400;

    color: #0B1726;
}

.pe-flexible-support p {
    max-width: 900px;
    margin: 0 0 10px;

    color: #4A5568;
    font-size: 1.05rem;
    line-height: 1.7;
}

.pe-flexible-support p:last-child {
    margin-bottom: 0;
}

/* =========================================================
   09. FINANCE, RISK & REGTECH VENDORS PAGE
   ========================================================= */

/* Existing Vendors service content */
.vendor-content {
    padding: 20px 0 60px;
    background: #ffffff;
}

/* European Market Entry */
.vendor-market-entry {
    padding: 14px 0 24px;
    background: #ffffff;
}

.vendor-market-entry .services-badge {
    margin-bottom: 12px;
}

.vendor-market-entry .focus-title {
    margin-bottom: 16px;
}

.vendor-market-entry-intro {
    max-width: 880px;
    margin: 0 0 22px;

    color: #4A5568;
    font-size: 1.1rem;
    line-height: 1.75;
    font-weight: 400;
}

.vendor-market-entry-grid {
    max-width: 900px;
}

.vendor-market-entry-card {
    margin: 0 0 13px;
}

.vendor-market-entry-card:last-child {
    margin-bottom: 0;
}

.vendor-market-entry-card h3 {
    margin: 0 0 3px;

    color: #0B1726;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.45rem;
    line-height: 1.35;
    font-weight: 400;
}

.vendor-market-entry-card p {
    max-width: 860px;
    margin: 0;

    color: #4A5568;
    font-size: 1.1rem;
    line-height: 1.75;
    font-weight: 400;
}

/* Vendors page-specific refinements migrated from the old inline CSS */
.vendor-content .contract-reviews-box h3 {
    font-size: 1.6rem;
}

.vendor-content .master-bullet-tree > li {
    font-size: 1.15rem;
}

.vendor-content .sub-bullet-tree {
    margin-top: 8px;
    margin-left: 20px;
    padding-left: 0;
}

.vendor-content .sub-bullet-tree li {
    margin-bottom: 8px;
    padding-left: 20px;

    color: #4A5568;
    font-size: 1.05rem;
    font-weight: 400;
}

.vendor-content .sub-bullet-tree li::before {
    top: -3px;
    left: 0;

    color: #0074D9;
    font-size: 1.3rem;
    font-weight: 700;
}

.vendor-content .domain-card {
    padding: 25px 0;
    border-top-width: 3px;
}

/* =========================================================
   DOMAIN EXPERTISE
   ========================================================= */

.domain-expertise-section {
    border-top: 1px solid #E2E8F0;
    margin-top: 60px;
    padding-top: 60px;
}

.domain-title {
    margin: 0 0 20px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.4rem;
    line-height: 1.2;
    font-weight: 400;

    color: #0B1726;
}

.domain-intro {
    max-width: 800px;
    margin-bottom: 40px;

    font-size: 1.1rem;
    line-height: 1.7;

    color: #4A5568;
}

.domain-grid {
    display: grid;
    grid-template-columns: repeat(6, 1fr);
    gap: 20px;
}

.domain-card {
    grid-column: span 2;

    background: #ffffff;
    border: 1px solid #D8E0E8;
    border-top: 4px solid #0B2545;
    border-radius: 6px;
    overflow: hidden;

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-top-color 0.25s ease;
}

.domain-card:nth-child(4) {
    grid-column: 2 / span 2;
}

.domain-card:nth-child(5) {
    grid-column: 4 / span 2;
}

.domain-card h3 {
    min-height: 86px;
    margin: 0;
    padding: 14px 24px;

    display: flex;
    align-items: center;
    justify-content: flex-start;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.3rem;
    font-weight: 400;
    line-height: 1.25;

    color: #0B1726;
    text-align: left;
    border-bottom: 1px solid #D8E0E8;
}

.domain-card p {
    margin: 0;
    padding: 16px 24px 18px;

    color: #4A5568;
    font-size: 0.95rem;
    line-height: 1.6;
}

.domain-card:hover {
    transform: translateY(-3px);
    border-top-color: #1687E8;
    box-shadow: 0 8px 24px rgba(11, 23, 38, 0.08);
}

/* =========================================================
   10. BANKS / PROCUREMENT PAGE
   ========================================================= */

.bank-content {
    padding: 0 0 20px;
    background: #ffffff;
}

.grid-4 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin: 0 0 40px;
}

.bank-nav-card {
    display: flex;
    flex-direction: column;

    padding: 25px;

    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-top: 4px solid #134074;
    border-radius: 6px;

    text-align: left;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        box-shadow 0.2s ease,
        border-top-color 0.2s ease;
}

.bank-nav-card:hover,
.bank-nav-card.active {
    transform: translateY(-2px);

    background: #EEF4F8;
    border-top-color: #0074D9;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.06);
}

.card-intro {
    margin-bottom: 18px;

    color: #0B2545 !important;
    font-size: 1rem !important;
    font-weight: 500;
    line-height: 1.5 !important;
    text-align: left;
}

.card-bullet-list {
    margin: 0 0 18px;
    padding: 0;
}

.card-bullet-list li {
    position: relative;
    margin-bottom: 10px;
    padding-left: 18px;

    color: #4A5568;
    font-size: 0.95rem;
    line-height: 1.5;
}

.card-bullet-list li::before {
    content: "▪";
    position: absolute;
    left: 0;
    color: #0074D9;
}

.card-bullet-list li strong {
    display: block;
    margin-bottom: 2px;

    color: #0B2545;
    font-weight: 600;
}

.card-bullet-list li span {
    display: block;
}

.card-closing {
    margin-top: auto;
    padding-top: 15px;

    color: #134074 !important;
    font-size: 0.9rem !important;
    font-style: italic;
    font-weight: 700;
    line-height: 1.5 !important;
    text-align: left;
}

.bank-nav-card p {
    color: #4A5568;
    font-size: 0.95rem;
    line-height: 1.5;
}

.card-img-placeholder {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 100%;
    height: 195px;

    overflow: hidden;

    background: #E2E8F0;
    border-radius: 4px;

    color: #718096;
    font-size: 0.85rem;
    font-weight: 500;
}

.card-img-placeholder img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.dynamic-detail-panel {
    min-height: 200px;
    margin-top: 30px;
    padding: 40px;

    background: #ffffff;
    border: 1px solid #E2E8F0;
    border-radius: 8px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.02);
}

.detail-content-pane {
    display: none;
    animation: fadeInEffect 0.35s ease;
}

.detail-content-pane.active {
    display: block;
}

.detail-content-pane h4 {
    margin-bottom: 15px;
    padding-bottom: 10px;

    border-bottom: 1px solid #E2E8F0;

    color: #0B1726;
    font-size: 1.25rem;
    font-weight: 600;
}

.detail-content-pane ul {
    margin-top: 15px;
    list-style: none;
}

.detail-content-pane li {
    position: relative;
    margin-bottom: 12px;
    padding-left: 25px;

    color: #2D3748;
    font-size: 1.05rem;
    line-height: 1.6;
}

.detail-content-pane li::before {
    content: "▪";
    position: absolute;
    left: 5px;
    color: #0074D9;
}

@keyframes fadeInEffect {
    from {
        opacity: 0;
        transform: translateY(4px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}


/* =========================================================
   11. REGULATORS PAGE
   ========================================================= */

.regulator-content {
    padding: 75px 0 60px;
    background: #ffffff;
}

.regulator-intro-text {
    max-width: 900px;
    margin-bottom: 40px;

    font-size: 1.1rem;
    line-height: 1.75;
    color: #4A5568;
}

.regulator-intro-text p {
    margin-bottom: 12px;
}


/* Main Service Cards */

.reg-grid-4 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 35px;
}

.reg-service-card {
    padding: 30px;

    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-top: 4px solid #134074;
    border-radius: 6px;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        box-shadow 0.2s ease,
        border-top-color 0.2s ease;
}

.reg-service-card:hover {
    transform: translateY(-2px);
    background: #EEF4F8;
    border-top-color: #2B8FE5;
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.06);
}

.reg-service-card h3 {
    margin: 0 0 15px;

    color: #0B2545;
    font-size: 1.3rem;
    font-weight: 700;
    text-align: center;
}

.reg-card-intro {
    margin-bottom: 18px;

    color: #0B2545;
    font-size: 1rem;
    font-weight: 500;
    line-height: 1.5;
}

.reg-bullet-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.reg-bullet-list li {
    position: relative;

    margin-bottom: 10px;
    padding-left: 18px;

    color: #4A5568;
    font-size: 0.95rem;
    line-height: 1.5;
}

.reg-bullet-list li::before {
    content: "▪";
    position: absolute;
    left: 0;
    color: #2B8FE5;
}


/* Domain Knowledge */

.reg-domain-section {
    margin-top: 60px;
    padding-top: 60px;
    border-top: 1px solid #E2E8F0;
}

.reg-domain-title {
    margin: 0 0 20px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.4rem;
    line-height: 1.2;
    font-weight: 400;
    color: #0B1726;
}

.reg-domain-intro {
    max-width: 900px;
    margin-bottom: 40px;

    color: #4A5568;
    font-size: 1.1rem;
    line-height: 1.7;
}

.reg-domain-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px 30px;
}

.reg-domain-card {
    padding: 0;

    background: #ffffff;
    border: 1px solid #D8E0E8;
    border-top: 4px solid #0B2545;
    border-radius: 6px;
    overflow: hidden;

    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-top-color 0.25s ease;
}

.reg-domain-card h3 {
    min-height: 86px;
    margin: 0;
    padding: 14px 24px;

    display: flex;
    align-items: center;
    justify-content: flex-start;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.3rem;
    font-weight: 400;
    line-height: 1.25;

    color: #0B1726;
    text-align: left;
    border-bottom: 1px solid #D8E0E8;
}

.reg-domain-card p {
    margin: 0;
    padding: 16px 24px 18px;

    color: #4A5568;
    font-size: 0.95rem;
    line-height: 1.6;
}

.reg-domain-card:hover {
    transform: translateY(-3px);
    border-top-color: #2B8FE5;
    box-shadow: 0 8px 24px rgba(11, 23, 38, 0.08);
}


/* Mobile */

@media (max-width: 767px) {

    .reg-grid-4,
    .reg-domain-grid {
        grid-template-columns: 1fr;
    }
}

/* =========================================================
   12. ENGAGEMENT PAGE
   ========================================================= */

.engagement-models-section {
    padding: 64px 0 70px;

    background: #ffffff;
    border-top: 1px solid #E2E8F0;
}

.engagement-models-section .container {
    max-width: 1200px;
}

.engagement-intro {
    max-width: 760px;
    margin: 16px 0 38px;

    color: #4A5568;
    font-size: 1.05rem;
    line-height: 1.7;
}

.engagement-model-grid {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    gap: 28px;

    width: 100%;
    margin-top: 40px;
}

.engagement-model-card {
    grid-column: span 2;

    min-width: 0;
    min-height: 300px;
    padding: 30px 28px 32px;

    background: #ffffff;
    border: 1px solid #E2E8F0;
    border-top: 3px solid #134074;

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        border-top-color 0.2s ease;
}

.engagement-model-card:nth-child(4) {
    grid-column: 2 / span 2;
}

.engagement-model-card:nth-child(5) {
    grid-column: 4 / span 2;
}

.engagement-model-card:hover {
    transform: translateY(-3px);
    border-top-color: #2B8FE5;
    box-shadow: 0 10px 24px rgba(11, 23, 38, 0.08);
}

.engagement-duration {
    display: block;
    margin: 0 0 14px;

    color: #2B8FE5;
    font-size: 0.74rem;
    line-height: 1.3;
    font-weight: 700;
    letter-spacing: 0.09em;
    text-transform: uppercase;
}

.engagement-model-card p {
    margin: 0;

    color: #4A5568;
    font-size: 0.96rem;
    line-height: 1.7;
}


/* How We Work */

.engagement-approach-section {
    padding: 58px 0 62px;

    background: #F5F7FA;
    border-top: 1px solid #E2E8F0;
    border-bottom: 1px solid #E2E8F0;
}

.engagement-approach-section .container {
    display: grid;
    grid-template-columns: 1.25fr 2.75fr;
    column-gap: 70px;
    align-items: start;
}

.engagement-approach-section .home-section-label {
    grid-column: 1;
}

.engagement-approach-section .home-section-title {
    grid-column: 1;

    max-width: 380px;
    margin-top: 12px;
}

.engagement-approach-grid {
    grid-column: 2;
    grid-row: 1 / span 2;

    display: grid;
    grid-template-columns: repeat(3, 1fr);
}

.engagement-approach-item {
    padding: 0 34px;
    border-left: 1px solid #CBD5E0;
}

.engagement-approach-item:first-child {
    padding-left: 0;
    border-left: none;
}

.engagement-approach-item:last-child {
    padding-right: 0;
}

.engagement-approach-item > span {
    display: block;
    margin-bottom: 12px;

    color: #134074;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.7rem;
    line-height: 1;
}

.engagement-approach-item h3 {
    margin: 0 0 8px;

    color: #0B1726;
    font-size: 1.05rem;
    line-height: 1.35;
    font-weight: 700;
}

.engagement-approach-item p {
    margin: 0;

    color: #4A5568;
    font-size: 0.94rem;
    line-height: 1.6;
}


/* =========================================================
   13. CONTACT PAGE
   ========================================================= */

.contact-content {
    padding: 70px 0;
    background: #ffffff;
}

.contact-title {
    margin: 0 0 20px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.4rem;
    line-height: 1.2;
    font-weight: 400;

    color: #0B1726;
}

.contact-intro {
    max-width: 900px;
    margin: 0 0 45px;

    color: #4A5568;
    font-size: 1.1rem;
    line-height: 1.7;
}

.contact-grid {
    display: grid;
    grid-template-columns: 0.85fr 1.15fr;
    gap: 60px;
    align-items: start;
}


/* Direct Contact */

.info-panel {
    padding: 35px;

    background: #ffffff;
    border: 1px solid #D8E0E8;
    border-top: 4px solid #0B2545;
    border-radius: 6px;
}

.info-panel h3 {
    margin: 0 0 18px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.5rem;
    line-height: 1.25;
    font-weight: 400;

    color: #0B1726;
}

.contact-direct-intro {
    margin: 0 0 30px;

    color: #4A5568;
    font-size: 1rem;
    line-height: 1.65;
}

.info-item {
    margin-bottom: 25px;
}

.info-item:last-child {
    margin-bottom: 0;
}

.info-item strong {
    display: block;
    margin-bottom: 5px;

    color: #1687E8;
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
}

.info-item p {
    margin: 0;

    color: #2D3748;
    font-size: 1.08rem;
    line-height: 1.5;
}

.info-item a {
    color: #0B2545;
    text-decoration: none;
}

.info-item a:hover {
    color: #1687E8;
}


/* Contact Form */

.form-panel {
    padding: 35px;

    background: #EEF4F8;
    border: 1px solid #D8E0E8;
    border-top: 4px solid #0B2545;
    border-radius: 6px;
}

.form-panel h3 {
    margin: 0 0 25px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.5rem;
    line-height: 1.25;
    font-weight: 400;

    color: #0B1726;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;

    color: #2D3748;
    font-size: 0.95rem;
    font-weight: 600;
}

.form-control {
    width: 100%;
    box-sizing: border-box;
    padding: 12px 14px;

    background: #ffffff;
    border: 1px solid #CBD5E0;
    border-radius: 4px;

    color: #2D3748;
    font-family: inherit;
    font-size: 1rem;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}

.form-control:focus {
    outline: none;
    border-color: #1687E8;
    box-shadow: 0 0 0 3px rgba(22, 135, 232, 0.10);
}

textarea.form-control {
    min-height: 140px;
    resize: vertical;
}

.submit-btn {
    width: 100%;
    padding: 15px 28px;

    background: #0B1726;
    border: none;
    border-radius: 4px;

    color: #ffffff;
    font-size: 1rem;
    font-weight: 600;

    cursor: pointer;

    transition:
        background-color 0.2s ease,
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.submit-btn:hover {
    background: #10243A;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(11, 23, 38, 0.18);
}


/* Contact Mobile */

@media (max-width: 767px) {

    .contact-content {
        padding: 50px 0;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .info-panel,
    .form-panel {
        padding: 28px 24px;
    }

    .contact-title {
        font-size: 2rem;
    }
}

/* =========================================================
   14. LEGAL PAGES
   ========================================================= */

.legal-page {
    padding: 70px 0 90px;
    background: #ffffff;
}

.legal-page-container {
    max-width: 920px;
}

.legal-page h1 {
    margin: 5px 0 10px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 3rem;
    line-height: 1.15;
    font-weight: 400;

    color: #0B1726;
}

.legal-updated {
    margin-bottom: 55px;

    color: #64748B;
    font-size: 0.9rem;
}

.legal-content {
    max-width: 820px;

    color: #4A5568;
    font-size: 1.02rem;
    line-height: 1.8;
}

.legal-content p {
    margin: 0 0 24px;
}

.legal-content h2 {
    margin: 58px 0 18px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.75rem;
    line-height: 1.3;
    font-weight: 400;

    color: #0B1726;
}

.legal-content h2:first-of-type {
    margin-top: 50px;
}

.legal-content h3 {
    margin: 34px 0 12px;

    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.2rem;
    line-height: 1.4;
    font-weight: 400;

    color: #1687E8;
}

.legal-content a {
    color: #134074;
    text-decoration: underline;
    text-underline-offset: 3px;
}

.legal-list {
    margin: 0 0 30px 26px;
}

.legal-list li {
    margin-bottom: 10px;
    padding-left: 5px;
}

.legal-table-wrapper {
    width: 100%;
    overflow-x: auto;
    margin: 25px 0 35px;
}

.legal-table {
    width: 100%;
    border-collapse: collapse;
}

.legal-table th,
.legal-table td {
    padding: 15px 18px;

    border-bottom: 1px solid #E2E8F0;

    text-align: left;
    vertical-align: top;
}

.legal-table th {
    background: #F7F9FB;
    color: #0B1726;
    font-weight: 600;
}


/* =========================================================
   15. GLOBAL FOOTER
   ========================================================= */

footer {
    margin-top: 0;
    padding: 40px 0;

    background: #0B1726;
    color: #E2E8F0;

    font-size: 0.9rem;
    line-height: 1.8;
    text-align: center;
}

.footer-contact-row {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 30px;

    margin-bottom: 30px;
}

.footer-contact-row a {
    color: #ffffff;
    text-decoration: none;
    font-weight: 500;

    transition: color 0.2s ease;
}

.footer-contact-row a:hover {
    color: #0074D9;
}

.footer-linkedin-link {
    display: inline-flex;
    align-items: center;
    text-decoration: none;
}

.footer-linkedin-img {
    display: block;
    width: auto;
    height: 32px;

    transition: transform 0.2s ease;
}

.footer-linkedin-img:hover {
    transform: scale(1.08);
}

.footer-legal {
    max-width: 800px;
    margin: 0 auto;
    padding-top: 25px;

    border-top: 1px solid rgba(226, 232, 240, 0.15);

    opacity: 0.75;
    font-size: 0.85rem;
}

.footer-policy-links {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 8px;

    margin-top: 12px;

    color: #CBD5E1;
    font-size: 0.82rem;
}

.footer-policy-links a,
.footer-cookie-settings {
    appearance: none;
    margin: 0;
    padding: 0;

    border: 0;
    background: transparent;

    color: inherit;
    font: inherit;
    text-decoration: none;

    cursor: pointer;

    transition: color 0.2s ease;
}

.footer-policy-links a:hover,
.footer-cookie-settings:hover {
    color: #ffffff;
    text-decoration: underline;
    text-underline-offset: 4px;
}

.footer-policy-links span {
    opacity: 0.45;
}

.footer-cookie-settings:focus-visible,
.footer-policy-links a:focus-visible {
    outline: 2px solid #ffffff;
    outline-offset: 4px;
}


/* =========================================================
   16. COOKIE CONSENT
   ========================================================= */

.cookie-banner {
    position: fixed;
    right: 0;
    bottom: 0;
    left: 0;
    z-index: 9999;

    background: #0B1726;
    border-top: 3px solid #134074;
    box-shadow: 0 -8px 30px rgba(11, 23, 38, 0.22);

    color: #ffffff;
}

.cookie-banner[hidden],
.cookie-settings-panel[hidden] {
    display: none;
}

.cookie-banner-inner {
    display: grid;
    grid-template-columns: 165px 1fr auto;
    gap: 32px;
    align-items: center;

    max-width: 1200px;
    margin: 0 auto;
    padding: 24px 30px;
}

.cookie-brand {
    display: flex;
    align-items: center;
    gap: 12px;

    white-space: nowrap;
}

.cookie-logo {
    display: block;
    width: 125px;
    height: auto;
}

.cookie-content h2 {
    margin: 0 0 7px;

    color: #ffffff;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.35rem;
    line-height: 1.25;
    font-weight: 400;
}

.cookie-content p {
    max-width: 620px;
    margin: 0 0 8px;

    color: #CBD5E1;
    font-size: 0.92rem;
    line-height: 1.55;
}

.cookie-notice-link {
    display: inline-block;

    color: #ffffff;
    font-size: 0.88rem;
    font-weight: 600;
    text-decoration: none;

    border-bottom: 1px solid transparent;

    transition: border-color 0.2s ease;
}

.cookie-notice-link:hover {
    border-bottom-color: #ffffff;
}

.cookie-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: flex-end;
    gap: 10px;

    max-width: 360px;
}

.cookie-btn {
    appearance: none;
    padding: 11px 16px;

    border: 1px solid #ffffff;
    border-radius: 3px;

    font: inherit;
    font-size: 0.85rem;
    font-weight: 600;
    line-height: 1;

    cursor: pointer;

    transition:
        background-color 0.2s ease,
        color 0.2s ease,
        border-color 0.2s ease;
}

.cookie-btn-primary {
    background: #134074;
    border-color: #ffffff;
    color: #ffffff;
}

.cookie-btn-primary:hover {
    background: #1D5A9E;
}

.cookie-btn-secondary {
    background: transparent;
    border-color: #ffffff;
    color: #ffffff;
}

.cookie-btn-secondary:hover {
    background: rgba(255, 255, 255, 0.12);
}

.cookie-settings-btn {
    appearance: none;
    padding: 5px 2px;

    border: 0;
    background: transparent;

    color: #CBD5E1;
    font: inherit;
    font-size: 0.82rem;
    text-decoration: underline;
    text-underline-offset: 3px;

    cursor: pointer;
}

.cookie-settings-btn:hover {
    color: #ffffff;
}

.cookie-settings-panel {
    background: #101F31;
    border-top: 1px solid rgba(255, 255, 255, 0.15);
}

.cookie-settings-inner {
    max-width: 900px;
    margin: 0 auto;
    padding: 24px 30px 28px;
}

.cookie-setting {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;

    padding: 18px 0;

    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.cookie-setting:first-child {
    padding-top: 0;
}

.cookie-setting-text p {
    max-width: 600px;
    margin: 0;

    color: #CBD5E1;
    font-size: 0.87rem;
    line-height: 1.5;
}

.cookie-always-on {
    flex-shrink: 0;

    color: #2B8FE5;
    font-size: 0.78rem;
    font-weight: 600;
}

.cookie-toggle {
    position: relative;
    display: inline-block;
    flex-shrink: 0;

    width: 48px;
    height: 26px;
}

.cookie-toggle input {
    position: absolute;
    width: 0;
    height: 0;
    opacity: 0;
}

.cookie-toggle-slider {
    position: absolute;
    inset: 0;

    background: #CBD5E1;
    border-radius: 30px;

    cursor: pointer;

    transition: background-color 0.2s ease;
}

.cookie-toggle-slider::before {
    content: "";
    position: absolute;
    top: 3px;
    left: 3px;

    width: 20px;
    height: 20px;

    background: #ffffff;
    border-radius: 50%;
    box-shadow: 0 1px 4px rgba(11, 23, 38, 0.25);

    transition: transform 0.2s ease;
}

.cookie-toggle input:checked + .cookie-toggle-slider {
    background: #134074;
}

.cookie-toggle input:checked + .cookie-toggle-slider::before {
    transform: translateX(22px);
}

.cookie-toggle input:focus-visible + .cookie-toggle-slider {
    outline: 3px solid rgba(19, 64, 116, 0.25);
    outline-offset: 2px;
}

.cookie-settings-actions {
    display: flex;
    justify-content: flex-end;
    padding-top: 20px;
}


/* Screen reader only */

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;

    overflow: hidden;
    clip: rect(0, 0, 0, 0);

    white-space: nowrap;
    border: 0;
}


/* =========================================================
   17. RESPONSIVE
   ========================================================= */

@media (min-width: 768px) {
    .service-row-pair {
        flex-direction: row;
    }

    .service-row-pair .contract-reviews-box {
        width: 50%;
        margin: 0;
    }

    .side-quote-card {
        width: 50%;
        padding: 0 40px;
        text-align: center;
    }
}

@media (max-width: 1000px) {
    .home-why-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .home-why-item {
        border-bottom: 1px solid #D8E0E8;
    }

    .about-experience-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}


@media (max-width: 900px) {
    body {
        padding-top: 76px;
    }

    .nav-container {
        position: relative;
        height: 76px;
    }

    .site-brand {
        gap: 10px;
        min-width: 0;
    }

    .site-brand-mark {
        height: 44px;
    }

    .site-brand-name {
        font-size: 1rem;
        letter-spacing: 1.4px;
    }

    .mobile-menu-toggle {
        display: flex;
        flex-direction: column;
        justify-content: center;
        gap: 5px;
        width: 44px;
        height: 44px;
        padding: 9px;
        border: 0;
        background: transparent;
        cursor: pointer;
    }

    .mobile-menu-toggle span {
        display: block;
        width: 100%;
        height: 2px;
        background: #ffffff;
        transition: transform 0.2s ease, opacity 0.2s ease;
    }

    .mobile-menu-toggle.is-open span:nth-child(1) {
        transform: translateY(7px) rotate(45deg);
    }

    .mobile-menu-toggle.is-open span:nth-child(2) {
        opacity: 0;
    }

    .mobile-menu-toggle.is-open span:nth-child(3) {
        transform: translateY(-7px) rotate(-45deg);
    }

    #primary-navigation {
        display: none;
        position: absolute;
        top: 76px;
        left: 0;
        width: 100%;
        background: #0B1726;
        border-top: 1px solid rgba(255, 255, 255, 0.12);
        box-shadow: 0 10px 22px rgba(0, 0, 0, 0.18);
    }

    #primary-navigation.mobile-open {
        display: block;
    }

    .nav-links {
        display: block;
        width: 100%;
        padding: 8px 20px 18px;
    }

    .nav-links li {
        width: 100%;
        margin: 0;
        border-bottom: 1px solid rgba(255, 255, 255, 0.10);
    }

    .nav-links a,
    .nav-links .dropbtn {
        display: block;
        width: 100%;
        padding: 14px 4px;
        color: #ffffff;
        font-size: 0.95rem;
        line-height: 1.4;
        text-align: left;
    }

    .dropdown-content {
        display: none;
        position: static;
        min-width: 0;
        width: 100%;
        padding: 0 0 8px 14px;
        background: transparent;
        border: 0;
        border-radius: 0;
        box-shadow: none;
    }

    .dropdown:hover .dropdown-content {
        display: none;
    }

    .dropdown.mobile-dropdown-open .dropdown-content {
        display: block;
    }

    .dropdown-content li {
        border-bottom: 0;
    }

    .dropdown-content a {
        padding: 10px 8px;
        white-space: normal;
        color: #CBD5E1;
        font-size: 0.9rem;
    }

    .dropdown-content a:hover {
        padding-left: 8px;
        color: #ffffff;
        background: transparent;
    }

    .dropdown-content a::before {
        display: none;
    }

    .hero {
        padding: 52px 0;
    }
}

@media (max-width: 420px) {
    .container {
        padding-left: 16px;
        padding-right: 16px;
    }

    .site-brand-name {
        font-size: 0.9rem;
        letter-spacing: 1px;
    }

    .site-brand-mark {
        height: 40px;
    }

    .banks-hero h1 {
        font-size: 2.25rem;
    }

    .focus-title {
        font-size: 2.1rem;
    }
}

@media (max-width: 900px) {
    .banks-hero-layout {
        gap: 35px;
    }

    .banks-hero-content {
        width: 68%;
    }

    .banks-hero-mark {
        width: 26%;
    }

    .cookie-banner-inner {
        grid-template-columns: 1fr;
        gap: 18px;
        padding: 22px 24px;
    }

    .cookie-actions {
        justify-content: flex-start;
        max-width: none;
    }

    .cookie-content p {
        max-width: none;
    }

    .engagement-model-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .engagement-model-card,
    .engagement-model-card:nth-child(4),
    .engagement-model-card:nth-child(5) {
        grid-column: auto;
    }

    .engagement-approach-section .container {
        display: block;
    }

    .engagement-approach-section .home-section-title {
        max-width: 600px;
        margin-bottom: 40px;
    }

    .engagement-approach-grid {
        grid-template-columns: 1fr;
    }

    .engagement-approach-item,
    .engagement-approach-item:first-child,
    .engagement-approach-item:last-child {
        padding: 25px 0;

        border-top: 1px solid #CBD5E0;
        border-left: none;
    }

    .about-founder-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .about-founder-photo {
        max-width: 420px;
    }
}

@media (max-width: 767px) {
    .vendor-market-entry {
        padding: 10px 0 20px;
    }

    .vendor-market-entry-intro {
        max-width: none;
        margin-bottom: 20px;
    }

    .vendor-market-entry-card {
        margin-bottom: 15px;
    }

    .vendor-market-entry-card h3 {
        font-size: 1.1rem;
    }

    .nav-links li {
        margin-left: 16px;
    }

    .nav-links a {
        font-size: 0.88rem;
    }

    .banks-hero-layout {
        display: block;
    }

    .banks-hero-content {
        width: 100%;
    }

    .banks-hero-mark {
        display: none;
    }

    .banks-hero h1 {
        font-size: 2.55rem;
    }

    .home-intro,
    .home-services,
    .home-why {
        padding: 50px 0;
    }

    .home-services-grid,
    .grid-4,
    .domain-grid {
        grid-template-columns: 1fr;
    }

    .domain-card,
    .domain-card:nth-child(4),
    .domain-card:nth-child(5) {
        grid-column: auto;
    }

    .home-service-card {
        padding: 28px 24px;
    }

    .home-service-card h4 {
        font-size: 1.4rem;
    }

    .home-why-grid {
        grid-template-columns: 1fr;
    }

    .home-testimonials { padding: 50px 0; }
    .home-testimonials-grid { grid-template-columns: 1fr; }
    .testimonial-card { padding: 28px 24px; }

    .home-why-item {
        padding: 24px 0;
        border-right: none;
    }

    .home-why-item:last-child {
        border-bottom: none;
    }

    .page-cta-link {
        width: 100%;
        max-width: 340px;
        padding: 15px 20px;
    }

    .page-cta h2 {
        font-size: 1.65rem;
    }
}

@media (max-width: 650px) {
    .engagement-models-section {
        padding: 48px 0;
    }

    .engagement-model-grid {
        grid-template-columns: 1fr;
    }

    .engagement-model-card {
        min-height: auto;
    }
}

@media (max-width: 600px) {
    .about-founder-section,
    .about-experience-section {
        padding: 60px 0;
    }

    .about-founder-content h2 {
        font-size: 2rem;
    }

    .about-experience-title {
        font-size: 1.9rem;
    }

    .about-experience-grid {
        grid-template-columns: 1fr;
    }

    .about-experience-card {
        border-left: 1px solid #D7E0E8;
        border-bottom: 1px solid #D7E0E8;
    }

    .legal-page {
        padding: 50px 0 65px;
    }

    .legal-page h1 {
        font-size: 2.3rem;
    }

    .legal-content h2 {
        font-size: 1.45rem;
    }

    .cookie-banner-inner {
        gap: 16px;
        padding: 20px;
    }

    .cookie-logo {
        width: 32px;
    }

    .cookie-content h2 {
        font-size: 1.2rem;
    }

    .cookie-content p {
        font-size: 0.87rem;
    }

    .cookie-actions {
        display: grid;
        grid-template-columns: 1fr 1fr;
        width: 100%;
    }

    .cookie-btn {
        width: 100%;
        padding: 12px 10px;
    }

    .cookie-settings-btn {
        grid-column: 1 / -1;
        justify-self: start;
    }

    .cookie-settings-inner {
        padding: 22px 20px 25px;
    }

    .cookie-setting {
        gap: 20px;
    }
}


/* =========================================================
   FINAL MOBILE REFINEMENTS
   ========================================================= */

@media (max-width: 900px) {

    /* About Us */
    .about-founder-section {
        padding: 45px 0 28px;
    }

    .about-founder-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .about-founder-photo {
        width: 100%;
        max-width: 420px;
        margin: 0 auto;
        text-align: center;
    }

    .about-founder-photo img {
        display: block;
        width: 72%;
        max-width: 340px;
        margin: 0 auto;
    }

    .about-founder-content p:last-child {
        margin-bottom: 0;
    }

    .about-experience-section {
        padding: 38px 0 55px;
    }
}

@media (max-width: 767px) {

    /* PE / VC - space between Key Insight and following card */
    .service-intro .service-row-pair {
        margin-bottom: 40px;
    }

    .service-intro .service-row-pair:last-child {
        margin-bottom: 0;
    }
}


/* =========================================================
   ENGAGEMENT + FOOTER MOBILE REFINEMENTS
   ========================================================= */

@media (max-width: 767px) {

    /* Engagement - reduce excess space before CTA */
    .engagement-approach-section {
        padding-bottom: 34px;
    }

    .engagement-approach-grid {
        margin-bottom: 0;
    }

    .engagement-approach-item:last-child {
        padding-bottom: 0;
    }

    .engagement-approach-section + .page-cta {
        padding-top: 48px;
    }

    /* Footer - stack contact items cleanly on mobile */
    .footer-contact-row {
        flex-direction: column;
        gap: 12px;
        margin-bottom: 24px;
    }

    .footer-contact-row a {
        justify-content: center;
    }

    .footer-linkedin-img {
        height: 30px;
    }
}


/* =========================================================
   LEGAL PAGES - MOBILE SPACING
   ========================================================= */

@media (max-width: 767px) {

    /* Reduce the gap between the final legal paragraph and the footer */
    .legal-page {
        padding-bottom: 32px;
    }

    .legal-content > *:last-child {
        margin-bottom: 0;
    }
}


/* =========================================================
   BANKS PAGE STYLES
   Moved from inline HTML for caching and maintainability
   ========================================================= */
/* 1. Global Page Structure */
        .bank-content { padding: 0 0 20px 0; background: #ffffff; }
        
        /* 2. Unified Context Section Layout */
/* Services Introduction */
.context-quote-section {
    padding: 75px 0 0 0;
    background: #ffffff;
    text-align: left;
}

.services-badge {
    display: block;
    font-size: 0.8rem;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    color: #2B8FE5;
    font-weight: 700;
    margin-bottom: 22px;
}

.focus-title {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.7rem;
    line-height: 1.18;
    color: #0B1726;
    font-weight: 400;
    max-width: 900px;
    margin: 0 0 35px 0;
}

.unified-text-wrapper {
    font-size: 1.1rem;
    color: #4A5568;
    max-width: 900px;
    margin: 0;
    line-height: 1.75;
    font-weight: 400;
    text-align: left;
}

.unified-text-wrapper p {
    margin-bottom: 20px;
}

        /* 3. 4-Column Quarter Width Grid Layout */
.grid-4 {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-top: 0;
    margin-bottom: 40px;
}

@media (max-width: 767px) {
    .grid-4 {
        grid-template-columns: 1fr;
    }
}
        
        /* Interactive Navigational Card Base */
.bank-nav-card {
    background: #F8FAFC;
    border: 1px solid #E2E8F0;
    border-top: 4px solid #134074;
    padding: 25px;
    border-radius: 6px;
    text-align: left;
    cursor: default;
    transition: transform 0.2s, background-color 0.2s, box-shadow 0.2s;

    display: flex;
    flex-direction: column;
}
        
        /* Active Status Styling Rules toggled by JavaScript */
        .bank-nav-card:hover, .bank-nav-card.active {
            background-color: #EEF4F8;
            box-shadow: 0 8px 20px rgba(0,0,0,0.06);
            transform: translateY(-2px);
            border-top-color: #0074D9;
        }
        
.bank-nav-card h3 {
    color: #0B2545;
    font-size: 1.3rem;
    margin: 22px 0 12px 0;
    font-weight: 700;
    text-align: center;
}

.card-intro {
    font-size: 1rem !important;
    color: #0B2545 !important;
    font-weight: 500;
    line-height: 1.5 !important;
    margin-bottom: 18px;
    text-align: left;
}

.card-bullet-list {
    list-style: none;
    margin: 0 0 18px 0;
    padding: 0;
}

.card-bullet-list li {
    font-size: 0.95rem;
    color: #4A5568;
    line-height: 1.5;
    margin-bottom: 10px;
    padding-left: 18px;
    position: relative;
}

.card-bullet-list li::before {
    content: "▪";
    position: absolute;
    left: 0;
    color: #0074D9;
}

.card-closing {
    font-size: 0.9rem !important;
    color: #718096 !important;
    line-height: 1.5 !important;
    margin-top: auto;
    padding-top: 12px;
    text-align: left;
}
        
        .bank-nav-card p {
            font-size: 0.95rem;
            color: #4A5568;
            line-height: 1.5;
        }
        
        /* Image Constraint Holder inside Card */
        .card-img-placeholder {
            width: 100%;
            height: 195px;
            background-color: #E2E8F0;
            border-radius: 4px;
            display: flex;
            align-items: center;
            justify-content: center;
            color: #718096;
            font-size: 0.85rem;
            font-weight: 500;
            overflow: hidden;
        }
        
        .card-img-placeholder img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }

        /* 4. Dynamic Deep-Dive Response Panel Layout */
        .dynamic-detail-panel {
            background: #ffffff;
            border: 1px solid #E2E8F0;
            padding: 40px;
            border-radius: 8px;
            box-shadow: 0 4px 15px rgba(0,0,0,0.02);
            margin-top: 30px;
            min-height: 200px;
        }
        
        /* Hidden content blocks by default configuration */
        .detail-content-pane {
            display: none;
            animation: fadeInEffect 0.35s ease;
        }
        
        /* Active visibility status toggled by JS */
        .detail-content-pane.active {
            display: block;
        }
        
        .detail-content-pane h4 {
            color: #0B2545;
            font-size: 1.5rem;
            margin-bottom: 15px;
            font-weight: 700;
            border-bottom: 2px solid #EEF4F8;
            padding-bottom: 10px;
        }
        
        .detail-content-pane ul {
            list-style: none;
            margin-top: 15px;
        }
        
        .detail-content-pane li {
            font-size: 1.1rem;
            color: #2D3748;
            margin-bottom: 12px;
            padding-left: 25px;
            position: relative;
            line-height: 1.6;
        }
        
        .detail-content-pane li::before {
            content: "▪";
            position: absolute;
            left: 5px;
            color: #0074D9;
            font-size: 1.1rem;
        }

        @keyframes fadeInEffect {
            from { opacity: 0; transform: translateY(4px); }
            to { opacity: 1; transform: translateY(0); }
        }
footer {
    margin-top: 0;
}


/* =========================================================
   PRIVATE EQUITY PAGE STYLES
   Moved from inline HTML for caching and maintainability
   ========================================================= */
/* Two-Column Alignment Row */
/* Layout Engine to fix side-by-side spacing */
.service-row-pair {
    display: flex;
    flex-direction: column; /* Default vertical stack for mobile phones */
    gap: 40px;
    margin-bottom: 0;
    align-items: center;    /* Keeps left boxes and right quotes centered horizontally */
    width: 100%;
}

@media (min-width: 768px) {
    .service-row-pair {
        flex-direction: row; /* Forces side-by-side alignment on desktops */
    }
    
    /* Forces the box to take up half the width and overrides default stacking */
    .service-row-pair .contract-reviews-box {
        width: 50% !important;
        margin: 0 !important;
    }
    
    /* Forces the quote card to take up the remaining 50% width */
    .side-quote-card {
        width: 50% !important;
        padding: 0 40px;
        text-align: center;
        box-sizing: border-box;
    }
}

/* Side Quote Typography */
.side-quote-card p {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.55rem;
    color: #0B1726;
    font-weight: 400;
    font-style: normal;
    line-height: 1.45;
    margin: 0;
}

/* Key Insight Label */
.insight-label {
    display: block;
    font-size: 0.75rem;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    color: #2B8FE5;
    font-weight: 700;
    margin-bottom: 16px;
}

/* Services Introduction */
.context-quote-section {
    padding: 75px 0 0 0;
    background: #ffffff;
    text-align: left;
}

.services-badge {
    display: block;
    font-size: 0.8rem;
    text-transform: uppercase;
    letter-spacing: 2.5px;
    color: #2B8FE5;
    font-weight: 700;
    margin-bottom: 22px;
}

.focus-title {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 2.7rem;
    line-height: 1.18;
    color: #0B1726;
    font-weight: 400;
    max-width: 900px;
    margin: 0 0 25px 0;
}

.quote-lead {
    font-size: 1.1rem;
    color: #4A5568;
    max-width: 900px;
    margin: 0 0 12px 0;
    line-height: 1.75;
    font-weight: 400;
}

.service-intro h2 {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 2rem;
    line-height: 1.25;
    color: #0B1726;
    font-weight: 400;
    margin-bottom: 20px;
}

footer {
    margin-top: 0;
}
        /* Core Layout Styling */
        .service-intro { padding: 40px 0 60px 0; background: #ffffff; }
        
/* 4. Left Content Box Base Styles (No width conflicts) */
        .contract-reviews-box {
            background: #F8FAFC;
            border: 1px solid #E2E8F0;
            border-top: 4px solid #134074;
            padding: 40px;
            border-radius: 6px;
            margin: 0;
            width: 100%; /* Spans full width of its half-screen container */
            box-sizing: border-box;
        }
        .contract-reviews-box h3 {
            color: #0B2545;
            font-size: 1.6rem;
            margin-bottom: 20px;
            font-weight: 700;
        } /* This curly bracket closes the h3 styles properly */
        
        /* Master Bullet Tree Configuration */
        .master-bullet-tree {
            list-style: none;
        }
        .master-bullet-tree > li {
            font-size: 1.15rem;
            font-weight: 600;
            color: #0B2545;
            margin-bottom: 15px;
            padding-left: 20px;
            position: relative;
        }
        .master-bullet-tree > li::before {
            content: "▪";
            position: absolute;
            left: 0;
            color: #134074;
            font-size: 1.1rem;
        }
        
        /* Nested Sub Bullet Configuration */
        .sub-bullet-tree {
            list-style: none;
            margin-top: 10px;
            margin-left: 10px;
        }
        .sub-bullet-tree li {
            font-size: 1.05rem;
            font-weight: 400;
            color: #2D3748;
            margin-bottom: 8px;
            padding-left: 20px;
            position: relative;
        }
        .sub-bullet-tree li::before {
            content: "◦";
            position: absolute;
            left: 0;
            color: #0074D9;
            font-size: 1.3rem;
            font-weight: bold;
            top: -2px;
        }

/* Feature Cards Grid */
.grid-3 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-top: 40px;
}

.feature-card {
    background: #EEF4F8;
    padding: 35px;
    border-radius: 6px;
    border-top: 4px solid #0B2545;

    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        border-color 0.2s ease;
}

.feature-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 7px 20px rgba(11, 23, 38, 0.10);
    border-top-color: #2B8FE5;
}

.feature-card h3 {
    color: #0B2545;
    margin-bottom: 15px;
    font-size: 1.3rem;
}


/* Shared intro emphasis */
.intro-emphasis { margin-bottom: 0; font-weight: 600; color: #134074; }

/* =========================================================
   ABOUT US - PORTRAIT DISPLAY CORRECTION
   Preserve the optimised WebP while showing the full portrait
   at the approved desktop scale.
   ========================================================= */

@media (min-width: 901px) {
    .about-founder-photo {
        width: 100%;
        max-width: 340px;
        justify-self: center;
    }

    .about-founder-photo img {
        width: 100%;
        height: auto;
        aspect-ratio: auto;
        object-fit: contain;
        object-position: center;
    }
}

/* =========================================================
   ABOUT US - DESKTOP PORTRAIT CORRECTION
   ========================================================= */

@media (min-width: 901px) {
    .about-founder-grid {
        grid-template-columns: 0.8fr 1.7fr;
        gap: 70px;
        align-items: center;
    }

    .about-founder-photo {
        width: 100%;
        max-width: none;
        margin: 0;
    }

    .about-founder-photo img {
        display: block;
        width: 100%;
        height: auto;
        aspect-ratio: 4 / 5;
        object-fit: cover;
        object-position: center top;
        border-radius: 4px;
    }
}


/* =========================================================
   ABOUT US - RESPONSIVE PORTRAIT FINAL FIX
   ========================================================= */

@media (max-width: 1100px) {
    .about-founder-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .about-founder-photo {
        width: 100%;
        max-width: 340px;
        margin: 0 auto;
        justify-self: center;
        text-align: center;
    }

    .about-founder-photo img {
        display: block;
        width: 100%;
        max-width: 340px;
        height: auto !important;
        aspect-ratio: auto !important;
        object-fit: contain !important;
        object-position: center !important;
        margin: 0 auto;
    }
}